See what your investment team gets back — in hours and dollars
You're already paying for spreadsheet cleanup, month-end close, call-report prep, and exam evidence in staff time. This calculator uses deliberately conservative assumptions to estimate the capacity FI Investment Tracker hands back to a lean team — and how fast it pays for itself. Adjust the inputs to match your shop; the math updates as you type. Defaults reflect a typical lean shop — change anything that doesn't match yours.
- Your portfolio data never leaves your machine. FI Investment Tracker is local-first — holdings, amortization, and evidence stay on your own hardware, never on a vendor cloud. Nothing to put in front of your IT or vendor-management committee.
- Built for FIs, not generic finance. Effective-interest amortization, MBS/CMO paydown, month-end close, NCUA call-report / FFIEC support, and exam-ready evidence — the work the hours above are spent on.
- Code-signed Windows installer (publisher: GRANITE HALL SOLUTIONS LLC) so your IT team can verify exactly what it's installing.
- Self-serve, no sales call. If you hit a genuine, verified defect, you're refunded — see our Cancellation & Refunds policy.
New company being upfront: we don't have a SOC 2 report yet, and we say so. The architecture is the control — your data stays on-premises by design, not by policy. See exactly how data is handled.
No testimonials to lean on yet — so here is the full math, in plain English. Every assumption is deliberately conservative, and you can vet each one against your own shop.
- Per-holding upkeep: we assume about 2.5 minutes of manual tracking and reconciliation touch time per holding, per month. At 125 holdings that's roughly 62 hours a year.
- Recurring work: your monthly close hours are counted 12 times a year, your call-report hours 4 times (once per quarter), and your examiner/audit evidence hours once a year.
- What we assume you recover: only 45% of those recurring close, call-report, evidence, and per-holding hours — and just 35% of your import and rekey cleanup hours. The rest of your time we assume stays exactly as it is today.
- Dollar value of time: recovered hours are multiplied by the loaded hourly cost you enter (salary plus benefits), so the dollar figure reflects your real staffing cost, not a list rate.
- Avoided spend: any legacy software or outside help you choose to retire is added on top, exactly as you enter it. Enter $0 if you plan to keep paying for it.
- Net benefit and payback: net benefit subtracts the annual best price of the plan you pick. Payback divides that annual price by your estimated monthly gross value, so it answers "how many months until this pays for itself."
We left out anything we can't stand behind — no avoided fines, no risk-reduction credit, no "soft" capacity. If the number here already clears the cost, the real-world result is upside.
This is a planning estimate, not a guarantee — and we built it to under-promise. It assumes you only recover 45% of recurring close, call-report, and evidence hours and just 35% of import/cleanup time, plus any legacy spend you choose to retire. Most teams that fully move off spreadsheets recover more. If the conservative number already justifies the cost, the real one is upside.
Your number, then your next move
Use the number above as your internal business case. When you're ready, pick a plan and you're installing on your own machine in minutes — no sales call, no data sent to us, no IT project. Take the fastest path that fits where you are.
12-month term billed once in advance at the annual best price; cancel anytime from the billing portal. Refund on a genuine, verified defect.