See what your investment team gets back, in hours and dollars

• No formulas to maintain. Effective-interest amortization, accruals, and MBS/CMO paydowns are calculated for every holding at month-end.
• The close is checked before it posts. An accrual trial and an exception review run first, and the close cannot post until its GL entries balance to the cent.
• No GL entry to build by hand. Each posted close gives you balanced GL entries and a journal file laid out for your core's GL import.
• Call-report support from the posted quarter-end close. The NCUA 5300 investment package and the FFIEC RC-B support report come out of the same subledger, with holding-level detail behind each total.
• Imports mapped once and checked first. The app finds your columns from your own headings, ready-made import profiles recognize common export layouts and column names, a saved map loads the next file from the same source the same way, and every row is checked in a preview before anything is saved, with blocked rows held back. Moving your book in the first time works the same way; the migration page walks through it.
• Exam evidence already on file. Sealed close packages, a record of every posted close, a tamper-evident audit log, and restore evidence.

• No server to run. It installs on a Windows 10 or 11 PC you already own, and your data stays there.
• A flat, published price. One price per plan, billed annually or monthly, with self-serve checkout.
• Help included. Support, onboarding, and first-close help come with every license.

• Your portfolio data never leaves your machine. FI Investment Tracker is local-first: holdings, amortization, and evidence stay on your own hardware and are never sent to us, so the data-custody questions in your IT and vendor-management review have short answers.
• Built for credit unions and community banks. Effective-interest amortization, MBS/CMO paydown, month-end close, NCUA call-report / FFIEC support, and evidence organized for examiner review: the work the hours above are spent on.
• Code-signed Windows installer (publisher: GRANITE HALL SOLUTIONS LLC) so your IT team can verify exactly what it's installing.
• A defect guarantee. If a genuine, verified defect stops you from using what you paid for and we can't resolve it, we make it right with a refund or credit. See our Cancellation & Refunds policy.

The architecture is the control: your data stays on your own machine, encrypted, by design, and every release ships with a published SHA-256 checksum your IT team can check. See exactly how data is handled.

Here is the full math, in plain English, with nothing left out. Every assumption is deliberately conservative, and you can vet each one against your own shop.

• Per-holding upkeep: we assume about 2.5 minutes of manual tracking and reconciliation touch time per holding, per month. At 125 holdings that's roughly 62 hours a year.
• Recurring work: your monthly close hours are counted 12 times a year, your call-report hours 4 times (once per quarter), and your examiner/audit evidence hours once a year.
• What we assume you recover: only 45% of those recurring close, call-report, evidence, and per-holding hours, and just 35% of your import cleanup hours. The rest of your time we assume stays exactly as it is today.
• Dollar value of time: recovered hours are multiplied by the loaded hourly cost you enter (salary plus benefits), so the dollar figure reflects your real staffing cost, not a list rate.
• Net benefit and payback: net benefit subtracts the annual best price of the plan you pick. Payback divides that annual price by your estimated monthly gross value, so it answers "how many months until this pays for itself."

We left out anything we can't stand behind: no avoided fines, no risk-reduction credit, no "soft" capacity. This is a planning estimate, not a guarantee: if the number here already clears the cost, the real-world result is upside.